Can I get a loan if…. Let us help with loan terms!

The most popular prefix: Can I get a loan if….

One of the most frustrating aspects of searching for loans is the criteria set out by loan companies. If you’re left repeatedly asking ‘Can I get a loan if…?’ and are left disappointed at the various terms which render you disqualified for a loan you should read on carefully.

Or if you find yourself elated one minute because you realise that, yes, you can qualify for a loan even with poor credit history, then disappointed the next minute because you discover you’re not eligible for some reason or another, let us help.

Here at Simple Fast Loans, we aim to state with as much clarity as possible whether you will qualify for a loan or not.

Our aim is to make the loan process as easy and hassle-free as possible.

Main concerns of our customers

With that in mind, we’ve taken the step of discussing the main concerns our customers have when they are considering a loan with us. If you have concerns which aren’t included below, remember we are always willing to answer questions in person or over the phone. Simply pop into one of our 58 locations across England and Wales, or give us a call. One of our expertly trained employees will be on hand to help.

We feel that you will be very happy to hear about some of the terms in which we offer loans. A lot of people automatically assume that once they’re unemployed and in receipt of employment and support allowance they will never secure a loan. However, we as long as you can afford the loan, we could still help you.

With this in mind, we have established a loan called a premier personal credit loan, which helps homeowners secure loans. You don’t secure a loan against your home and you still gain instant cash and pay back over an 18, 24, or 36 month period. Even if you’re unemployed, you could secure this loan, although you must be a homeowner and be able to afford this loan.

Another of the primary concerns of people who call us relates to self-employment. Self-employed people often think that they are ineligible for a loan and money (loans) for the self employed can be hard to come by. However at Simple Fast Loans, we reward people for their endeavour, especially those who may be self-employed and in need of a little financial boost. You can be assured that you will be considered for a loan if you’re self-employed.

A lot of people who contact us ask us about benefits and ask that if they are receiving benefits, can they still be considered for any loan with us? The good news is that yes, you will be considered for a loan if you are in receipt of certain benefits which provide you with an income. Providing it is suitable for both parties, we do offer loans to people who are in receipt of benefits.

We have numerous types of loans to offer at Simple Fast Loans, and some will be more suitable than others depending on your circumstances and the benefits you are in receipt of. For example, you can secure loans such as a premier loan or a standard personal loan. Both have different features which may suit your situation best, so it may be worth giving us a call to find out which loan best fits your present circumstances.

One of the most prevalent concerns we encounter here at Simple Fast Loans relates to bad credit and/or CCJs. Some people are deeply worried that they will be overlooked for a loan with us if they have previous bad credit. We know that obtaining a loan with a CCJ or bad credit can be tough but do not be concerned, because we realise that everyone can encounter tricky times financially. Even if you have a poor credit history, we will consider you for a loan.

If you still are left asking the question ‘Can I get a loan?’ because of some reason or other, give us a call today. We will gladly outline the factors affecting your ability to secure a loan.

*All figures and rates correct at time of writing